Economic Empowerment of Poor Women With Grameen Bank Patterns on Baitul Mal Wa Tamwil Ibadurrahman

Husen Sobana, H. Dadang and Ahmad Husaeni, Uus (2019) Economic Empowerment of Poor Women With Grameen Bank Patterns on Baitul Mal Wa Tamwil Ibadurrahman. International Journal of Islamic Economics and Finance Studies (IJISEF), 5 (1). pp. 1-20. ISSN ISSN 2149-8393 | e-ISSN 2149-8407

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Abstract

The purpose of this research is to analyze the contribution of Islamic microfinance with Grameen Bank pattern to economic empowerment and poverty alleviation to BMT Ibadurrahman members. This study uses a quantitative approach. Primary data collection techniques using a questionnaire. While secondary data comes from BMT annual reports (Baitul Mal wa Tamwil), journals, and other related literature. The sampling technique used is purposive sampling. The number of samples used were 100 female poor respondents of BMT Ibadurrahman members. The analysis technique used is the Spearman correlation. This study concludes that Islamic microfinance with the Grameen Bank pattern has a positive contribution to the economic empowerment of poor women. Financial capital and social capital are the keys to success in empowering the poor. Islamic microfinance with the Grameen pattern also has a significant relationship with poverty alleviation. This research also proves that poverty can be overcome if economic development is based on human development. Keywords: Grameen Bank, Poverty, Economic Empowerment, Welfare and Spearman Correlation.

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